The following was written by my lawyer. I did not read it. You will not read it either. We are the same, you and I.
Terms of Service
Last updated: April 22, 2026
These Terms of Service (“Terms”) govern your use of johnnyhogwash.com (the “Website”) and any online courses, downloadable materials, guides, templates, or other digital products made available through the Website (together, the “Products”).
The Website and Products are operated by Roland Koronya E.V. (“we”, “us”, or “our”), a business registered in Hungary with a UK VAT registration.
By using the Website, creating an account, or purchasing any Product, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Website or purchase any Products.
The Website features a fictional satirical character named Johnny Hogwash. Content published on the Website, associated social media channels, and within the Products may be presented through that fictional character for entertainment, commentary, and educational purposes.
Unless we expressly state otherwise, nothing on the Website or in any Product constitutes legal advice, financial advice, investment advice, medical advice, tax advice, or other regulated professional advice. Any information provided is for general informational, educational, and entertainment purposes only.
You remain responsible for how you use any information, ideas, templates, or materials made available through the Website or the Products, and you should seek independent professional advice where appropriate.
You may use the Website and purchase Products only if you are legally capable of entering into a binding contract under applicable law.
The Website and Products are not directed at children under the age of 18.
Our Products include online courses and other digital products, including account-based content and downloadable materials.
When you make your first purchase, you may be asked to create an account by providing your email address and password. Your account will then be used to access the Products you have purchased.
You are responsible for keeping your login details confidential and for all activity carried out through your account. You must provide accurate, current, and complete information when creating your account and when placing an order.
We may suspend, restrict, or terminate access to your account or any Product if reasonably necessary to:
Where reasonably possible, we will try to act proportionately and, where appropriate, notify you first.
All prices are displayed in Pounds Sterling (£ GBP) and include VAT where applicable.
Payment is processed through third-party payment providers such as Stripe and PayPal. We do not store your full payment card details on our own servers.
When you place an order, you are making an offer to purchase the relevant Product. The contract between you and us is formed when we accept your order and provide confirmation of purchase.
We reserve the right to refuse or cancel an order where reasonably necessary, including where:
If we cancel an order after payment has been taken, we will refund the amount paid.
Our Products are digital content supplied electronically.
Where a Product is made available immediately after purchase, you expressly request immediate access to that digital content.
Where applicable under consumer law, you acknowledge that once the supply of digital content begins, your statutory right to cancel may be lost.
This does not affect:
We offer a voluntary 14-day, no-questions-asked refund policy for all Products.
If you request a refund within 14 days of purchase, we will refund the price paid for the relevant Product in full.
To request a refund, contact us at genious@johnnyhogwash.com from the email address used for your purchase, or otherwise provide enough information for us to identify your order.
Refunds will normally be made using the same payment method used for the original purchase, unless otherwise agreed.
Our voluntary refund policy is separate from, and in addition to, any rights you may have under applicable consumer law.
If a Product is faulty, corrupted, incomplete, materially different from its description, or otherwise does not conform to the contract, you may also be entitled to a repair, replacement, refund, price reduction, or other remedy under applicable law.
All content on the Website and within the Products, including text, images, graphics, branding, layouts, downloads, videos, audio, templates, scripts, and character materials, is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws.
When you purchase a Product, we grant you a personal, non-exclusive, non-transferable, revocable licence to access and use that Product for your own lawful personal or internal business use.
Unless we expressly allow it in writing, you must not:
Where a Product includes templates or framework materials intended for your own use, you may use the output you create from those materials in your own work, including commercially, but you may not redistribute, sublicense, or resell the original template or Product itself unless we expressly permit it.
You agree not to:
We may update, improve, withdraw, replace, or modify the Website or any Product from time to time.
We do not guarantee that the Website or any Product will always be available, uninterrupted, or error-free. Temporary interruptions may occur for maintenance, technical reasons, security reasons, or factors outside our control.
We may also update Product content from time to time, provided that any such updates do not deprive you of the core value of what you purchased.
The Website may rely on or link to third-party services, including payment providers, analytics providers, advertising platforms, email services, hosting services, and embedded tools.
Your use of those third-party services may also be subject to their own terms and privacy policies. We are not responsible for third-party services we do not control.
The Website and Products are provided on an “as is” and “as available” basis, except to the extent that applicable law provides otherwise.
We do not guarantee any particular result, outcome, income level, audience growth, business performance, or other specific benefit from using the Website or any Product.
Any testimonials, examples, case studies, or illustrative scenarios are provided for information only and should not be understood as guarantees of future performance or results.
Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited, including liability for:
Subject to the above, and to the fullest extent permitted by law, we will not be liable for:
Subject to your statutory rights, our total liability to you arising out of or in connection with any Product will not exceed the amount paid by you for that Product.
Nothing in this section affects your statutory rights in relation to faulty or misdescribed digital content.
You may stop using the Website and your account at any time.
We may suspend or terminate your access to the Website, your account, or any Product if you materially breach these Terms or if reasonably necessary for security, fraud prevention, or legal compliance.
Termination does not affect any rights or obligations that accrued before termination.
We may update these Terms from time to time.
If we make material changes, we will post the updated version on the Website with a revised “Last updated” date. Your continued use of the Website or any Product after the updated Terms take effect will constitute acceptance of the revised Terms.
These Terms are governed by the laws of Hungary.
If you are a consumer resident in the United Kingdom, you will continue to benefit from any mandatory provisions of UK consumer law that apply to you.
Any dispute arising out of or in connection with these Terms may be brought in the courts of Hungary, except that if you are a consumer, nothing in these Terms prevents you from bringing proceedings in the courts of your country of residence where applicable law gives you that right.
If you have any questions about these Terms, please contact:
Roland Koronya E.V.
Email: genious@johnnyhogwash.com